Suppose your bank account will be worth $15,000.00 in one year

Part I: This part of the assignments tests your ability to calculate present value.

A. Suppose your bank account will be worth $15,000.00 in one year. The interest rate (discount rate) that the bank pays is 7%. What is the present value of your bank account today? What would the present value of the account be if the discount rate is only 4%?

B. Suppose you have two bank accounts, one called Account A and another Account B. Account A will be worth $6,500.00 in one year. Account B will be worth $12,600.00 in two years. Both accounts earn 6% interest. What is the present value of each of these accounts?

C. Suppose you just inherited an gold mine. This gold mine is believed to have three years worth of gold deposit. Here is how much income this gold mine is projected to bring you each year for the next three years:

Year 1: $49,000,000

Year 2: $61,000,000

Year 3: $85,000,000

Compute the present value of this stream of income at a discount rate of 7%. Remember, you are calculating the present value for a whole stream of income, i.e. the total value of receiving all three payments (how much you would pay right now to receive these three payments in the future). Your answer should be one number – the present value for this gold mine at a 7% discount rate but you have to show how you got to this number.

Now compute the present value of the income stream from the gold mine at a discount rate of 5%, and at a discount rate of 3%. Compare the present values of the income stream under the three discount rates and write a short paragraph with conclusions from the computations.

Part II: Read the following three sample business plans:

Ice Dreams

R J Wagner & Associates Realty

Interstate Travel Center

Which of these three projects do you think should have the highest risk from the point of view of investors (potential providers of funds) and would therefore be evaluated using the highest discount rate? Which one do you think should have the lowest? Write a paper explaining your reasoning.

In your assessment of the business plans consider the possible risk of each plan. Risk is one of the main considerations when deciding whether a plan should be evaluated and discounted to present value using a high or a low discount rate.

Note: you are not expected to fully analyze the numbers and financial statements in these business plans. There are only forecasts and projections. Nobody really believes them anyway. Use your intuition rather than calculations to assess risk and potential of each of these plans.
Assignment Expectations

Turn in both Part I and Part II in one Word document when completed. Part I should be two pages long and contain your calculations. Part II should be two pages long.

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As an economist for ABC Plastics, your boss has asked you to respond

Assignment 3: Supply and Demand Concepts

As an economist for ABC Plastics, your boss has asked you to respond to some questions she has regarding the company’s main product, tablet cases. A marketing research firm recently developed the following supply and demand schedules for tablet cases:

Price/case Quantity Demanded Quantity Supplied

$24 5000 18000

22. 6000 17000

20 7000 16000

18 8000. 15000

16. 10000. 14000

14. 11000. 13000

12. 12000. 12000

10. 13000. 11000

8. 14000. 10000

6. 15000. 9000

4. 16000. 8000

2. 17000. 7000

You are to develop a report addressing the following questions and present your findings to the Board of Directors:


1. Construct a graph showing supply and demand in the tablet case market, using Microsoft Excel.
2.  How are the laws of supply and demand illustrated in this graph? Explain your answers.
3.  What is the equilibrium price and quantity in this market?  

4. Assume that the government imposes a price floor of $16 in the tablet case market. What would happen in this market?
5.  Assume that the price floor is removed and a price ceiling is imposed at $8. What would happen in this market?
6. Now assume that the price of tablet cases drops by 50%. How would this change impact the demand for tablet cases? Explain your answer and reconstruct the graph developed in question one to show this change.
7. Assume that incomes of the consumers in this market increase. What would happen in this market? Explain your answer and reconstruct the graph developed in question one to show this change.
8. Assume that the number of sellers decreases in this market. What would happen in this market? Explain your answer and reconstruct the graph developed in question one to show this change.
9. Explain the difference between a normal good and an inferior good. Would your answers to question #7 change, depending on whether this good is a normal or inferior good? Why or why not?
10. Present your analysis in Microsoft Excel format. Enter non-numerical responses in the same worksheet using textboxes.

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Briefly discuss CAPM from the standpoint of investors and managers

Capital Asset Price Model (CAPM)

Briefly discuss CAPM from the standpoint of investors and managers. Now calculate your firm’s CAPM. It is recommended that you use treasury security as the risk free rate – you pick which one (It would probably be best to use the 5 or 10 year Treasury note). Beta can be either calculated or you can use one from the internet (provide reference). Yahoo finance lists the most current beta under “key statistics.” As for the risk for the market, search the most recent. Usually it is around 5% to 6%. ( step by step solutions of CAPM, how and where you got those number)

Company: facebook

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You are the training manager and have been asked to provide training

Review the Case Analysis “All it Takes is for Good Men to do Nothing”

 You are the training manager and have been asked to provide training to all employees as a result of the commission findings. What would you do? where would you start?

Prepare a 700 to 1025 word Training Recommendation to Management. In making your recommendation be sure address these issues:

Training Needs Analysis – do you recommend one be carried out? Why or why not? If yes, who would you want to talk to?
Potential Training Content – Based on the case as presented, what knowledge, skills, abilities (KSAs) need to be trained?
Who is the Target Audience(s) for this training? (Why has the commission insisted on training for the whole company when the problem is clearly only Mr. Pettipas?)
Change Management – For the training to be effective, what other things do you think need attention?

Cite all sources according to APA formatting guidelines.

Click on the Assignment Files tab to submit your case study.

Case Analysis All It Takes Is for Good Men to Do Nothing

In 1987, Ms. Dillman was hired by IMP to work in Hangar 3 at North American International Airport as a seamstress in their fabric shop. After six months, the workload dropped, so Ms. Dillman approached her supervisor and asked for additional responsibilities. He sent her to the sheet metal shop. A number of months passed, and she approached the supervisor and asked if her classification could be changed from fabric worker to sheet metal technician; he complied.

At 20 years of age, she was the only woman out of about 100 employees working in Hangar 3. She often received special attention in terms of help and guidance, which she indicated she appreciated. But it was a male-dominated environment, and the language was crude and vulgar. Having pictures of naked women in the locker room was prohibited, but such pictures were posted and little was done about it. There was also evidence that in apprenticeship programs, men received extensive training, whereas women in the same programs received minimal training.

Mr. Pettipas was a long-time employee at IMP. In 1989, Ms. Dillman was assigned to work for him, and he was to provide her with on-the-job training. The first problem arose when Ms. Dillman made a mistake. Mr. Pettipas erupted in a torrent of verbal abuse directed at her. No one had ever heard him act so inappropriately. The incident caused Ms. Dillman to ask if she could be reassigned; the request was granted. When Mr. Pettipas was working in other hangars, things went fine. But when Mr. Pettipas was in her vicinity, he always made snide comments and insinuations. On one occasion, he screamed at her, calling her a tramp and troublemaker. He said she was not welcome in the workplace. Whenever he went by her, he would say something derogatory. By 1990, everyone in Hangar 3 knew of the situation between the two employees.

In late 1990, a series of meetings between Pettipas, Dillman, a company representative, and a union representative were held in an attempt to defuse the situation. But Mr. Pettipas refused to admit that he had done anything wrong. The union representative and manager involved agreed that a warning letter would be placed in Mr. Pettipas’s file relating to his treatment of Ms. Dillman, and it would remain there for two years. In response, Mr. Pettipas went to see Mr. Rowe, the president and CEO of IMP, and convinced him to remove the letter. Mr. Pettipas then went around the hangar bragging to everyone that he had won.

All this had a devastating effect on Ms. Dillman, and in early May of 1991, she went on long-term disability for a few months. When she returned, she met with the HR manager to discuss the difficulty with Mr. Pettipas. He suggested that she take more time off, which she did.

In January of 1992, Ms. Dillman was transferred to another hangar, where she was involved with airframe construction. In the nine months she was there, the supervisor often complimented her on the quality of her work. None of her work was ever rejected. Then she received word that she was being transferred back to Hangar 3. Even though her own supervisor had nothing but praise for her work, the director of aircraft maintenance had given the order because “her work was not up to standard.” When she questioned the director, he gave no specifics. When she indicated the problem regarding going back to Hangar 3, he promised to look into it. Nothing happened and she was sent back to Hangar 3.

She filed a complaint with the Nova Scotia Human Rights Commission. As a result of the commission’s findings, IMP had to pay Ms. Dillman about $30,000. IMP was also ordered to provide training to all employees, on company time.

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Write a 750- to 1,000-word essay comparing how Gilgamesh and Odysseus

Write a 750- to 1,000-word essay comparing how Gilgamesh and Odysseus respond to mortality versus immortality. Defend your view on which is the better choice: the good things in this life or eternal life. Include appropriate quotes from the literature as supporting evidence.

Use APA style in formatting your essay and citing the readings. Integrate quotes from the literature smoothly, and provide the page numbers for all direct quotes. The following is an example of using a quote effectively in support of an argument:

The mixture of cunning and pride in Odysseus is nowhere seen more clearly than in Book IX, in his taunting of the blinded Polyphemus, even over the protests of his own sailors:


if ever mortal man inquire

how you were put to shame and blinded, tell him

Odysseus, raider of cities, took your eye:

Laertes’ son, whose home’s on Ithaka! (p. 528)

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What is primary picketing? What is secondary picketing?

What is primary picketing? What is secondary picketing? What factors determine the legality of picketing against neutral employers?

What remedies are available to an employer against workers striking in violation of a no-strike clause? What remedies are available to an employer against a union striking in violation of a no-strike clause?

When is a successor employer obligated to recog- nize and bargain with the union representing the employees of the former employer?

What is meant by the duty of fair representation? What standard of conduct by a union is required by the duty of fair representation? Who is protected by the duty of fair representation? What remedies are available for a breach of the duty of fair representation?

Can bargaining unit employees who are not union members be required to pay union dues and fees? What information must the union provide to such employees?

In what ways does the role of government as employer raise constitutional issues not found in the private sector?

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What examples of progress against racial discrimination could leaders

Chapter 17: African Americans and the 1920s

1. What examples of progress against racial discrimination could leaders like W.E.B. Du bois, James Weldon Johnson and A. Philip Randolph point to in the 1920s?

2. Why did so many African American leaders reject Marcus Garvey, while so many African Americans seem to embrace his programs? How does the racial nationalism of the Universal Negro Improvement Association compare to the racial nationalism of say the Ku Klux Klan?

3. How distinctive would you say black writers, artists, and musicians were from white writers, artists and musicians of the time? Were their creative works essentially a part of American culture, challenging it or separate from it?


Chapter 18: Black Protest, the Great Depression and the New Deal

4. Identify some of the positive aspects that the New Deal agencies and programs have on the lives of African Americans and their communities. What were some of the adverse or negative affects it had on urban and rural African Americans?

5. Why were W. E. B. Du bois’s Crisis editorials “on segregation” so divisive and explosive? How did black activists and scholars respond to the idea of voluntary self-segregation?

“The Great Depression and World War II”

Chapter 19: Meaning of Freedom: Culture and Society in the 1930s and 1940s

6. How did the Great Depression affect black culture? What role did the Works Progress Administration (WPA) play in democratizing black culture? How did black religious culture change during this era?

7. How did Hollywood films portray black Americans during the 1930s and 1940s? How did these images affect white Americans’ attitudes and behavior toward black Americans? How did these representations contribute to the emergence of an alternative or independent black cinema?

Chapter 20: The World War II Era and the Seeds of a Revolution

8. How did World War II affect the status of black workers in America? What was the significance of A. Philip Randolph’s March on Washington Movement, and how did President Roosevelt respond to it? How did his response contribute to the debate between the powers of federal and state governments?

9. How did the Cold War affect black militant demands for the restoration of civil rights for blacks? How did World War II and the post anti-colonial movement stimulate international racial consciousness among African Americans? Why did the State Department attempt to downplay black dissent in America?

10. Why did President Harry S. Truman decide to desegregate the U.S. military? What do you think contributed the most to divide African Americans favoring full civil rights at any cost and those who felt more aligned to pan-African and anti-colonial movements?

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The assignment for ISYS1000 requires you to use the Information Systems

ISYS1000: Assignment Outline

Assignment Task

The assignment for ISYS1000 requires you to use the Information Systems Description Framework (ISDF) to describe an information system that you choose from your own world (e.g. from your work, home, community, or elsewhere) or a new information system you are proposing.

Background: What is the Information Systems Description Framework?

The Information Systems Description Framework is a simple step by step process used to describe an Information System. The framework is introduced in Workshop 02, which includes a number of examples of how the framework is used in a real-life scenario (called a ‘case’). There are a number of supporting documents available for students to read in Blackboard, including some cases/scenarios and examples of other students’ assignments. Examples presented are of varying quality and contexts.


Choosing the right Information System

The assignment task initially involves you choosing an information system to describe. You may choose any IS, although it is recommended you choose a context close to your own life/experience, as knowing the coal-face of the IS will help you identify and properly explore the elements of that system, including the users, uses, inputs, outputs and system boundaries. It is recommended that you do not choose an IS context that too closely resembles any of the ‘cases’ presented as described examples in the workshops or lecture material. In addition, do not choose a system that is too complex.

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In Week 1, students are introduced to the ten fundamental principles

Purpose of Assignment

In Week 1, students are introduced to the ten fundamental principles on which the study of economics is based. Throughout this course, the students will use these ten principles to better develop their understanding of economics and how society manages its scarce resources. Students will see how markets work using supply and demand for a good to determine both the quantity produced and the price at which the good sells. The concepts of equilibrium and elasticity are used to explain the sensitivity of quantity supplied and quantity demanded to changes in economic variables. Students will see how government policies impact prices and quantities in markets.

Assignment Steps

Resources: Principles of Microeconomics, Ch. 1, 2, 3, 4, and 6.

Prepare an 875-word research paper as part of a marketing research committee for your organization about current microeconomic thought and theory.

Identify the fundamental lessons the Ten Principles of Economics teaches regarding:

How people make decisions
How people interact
How the economy works as a whole

Explain the following to help the committee members understand how markets work:

How society manages its scarce resources and benefits from economic interdependence.
Why the demand curve slopes downward and the supply curve slopes upward.Where the point of equilibrium is and what does it determine?
The impact of price controls, taxes, and elasticity on changes in supply, demand and equilibrium prices.

Format consistent with APA guidelines

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Richard Alley is the narrator of this program

1. Richard Alley is the narrator of this program. What is his profession?  To what U.S. political party is he officially registered?

2. What percentage of the world’s current energy supply comes from:
a) fossil fuels (coal, oil, and natural gas?)
b) nuclear?
c) hydropower?
d) solar, wind, and geothermal?
e) wood and dung?

3. From what sources are oil, coal, and natural gas made?
4. Over what time scale (in years) did these fossil fuels form?
Over what time scale (in years) are we burning them up?

5. How do glaciers preserve a record of the earth’s former temperature and atmospheric composition?

6. When global carbon dioxide (CO2) concentrations were lower and glaciers were larger, what happened to global sea level?

7. Twenty thousand years ago, during the midst of the last ice age, how much of the entire earth’s land area was covered by ice sheets?

8. At that point in time, how much lower were global sea levels compared to today?

9. What prompted the initial retreat of the Franz Joseph glacier, and others like it?   Does that explain why it is retreating with the speed and intensity that it is currently retreating today?

10. Scientists have collected ice cores from Greenland (in the North), and Antarctica (in the South).  How old are the oldest cores retrieved from these ice sheets?

11. What is the range of CO2 concentrations over that time, as measured from these cores?

12. How do we know that the rise of CO2 in the atmosphere isn’t just natural variation, but is from human actions?
What are the 3 different lines of evidence which show that humans are the source of the increased CO2?
13. What organiztation recently said:  “Climate change, energy security, and economic stability are inextricably linked.  Climate change will contribute to food and water scarcity, will increase the spread of disease, and may spur or exacerbate mass migration.”

14. Who is the single-largest user of energy in the United States?
15. How much per gallon does it cost the Pentagon to get fuel to some forward operating bases in Afghanistan?

16. What sorts of renewable energy advances are the military using to reduce their reliance on fossil fuel energy?
17. How could the U.S. Military contribute to the “culture change” required to reduce society’s dependence upon fossil fuels?

18. Over the next 20 years, how many people are going to be moving into cities in China?
China is going to erect the equivalent of how many Manhattan (NYC) skyscrapers?

19. Which country makes the most solar panels in the world?

20. What is current global energy consumption, in terawatts?  (1 terawatt = 1,000,000,000,000 watts)

21. What percent of the sunlight reaching the earth would we have to collect to match the entire planet’s current energy consumption?

22. What percentages of total current global energy consumption (which you noted in #20) does Alley predict that the following sources could fulfill?
A) hydro power:
B) biofuels:
C) geothermal (hot rocks):
D) wind:
E) efficiency gains

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